Financing & Insurance
We believe that exceptional dental care should be accessible and affordable for everyone. Our team is dedicated to providing you with a stress-free experience from start to finish, including navigating the complexities of dental insurance and payment options. We are here to help you understand your choices and make informed decisions about your oral health.
Savings Plan
For patients without dental insurance, our in-house dental savings plan offers an affordable alternative to maintain your oral health. Our program is designed to provide quality care at reduced prices, making it easier for you and your family to get the dental treatments you need.
Our available plans include:
Adult Program:
$349/year
- Bitewing X-Ray (1 per year)
- Cleanings (2 per year)
- Adult Exams (2 per year)
- 15% off all other dental procedures*
Child Program:
$299/year
- Bitewing X-Ray (1 per year)
- Cleanings (2 per year)
- Child Exams (2 per year)
- Fluoride Treatment (2 per year)
- 15% off all other dental procedures*
Our savings plan is perfect for individuals and families who do not have access to traditional dental insurance. It provides a comprehensive range of benefits to help reduce the overall cost of your dental care.
Payment Options
We offer a variety of payment methods to ensure that your dental care fits within your budget:
Cash
Credit Cards
Debit Cards
Financing
Savings Plan
Insurance & Billing
Navigating dental insurance can be complicated, but our team at Smiles Dental Studio is here to assist you every step of the way. We accept all PPO plans and are in-network with several major providers to maximize your benefits and minimize your out-of-pocket expenses.
Accepted Insurance Plans Include:
Delta Dental
MetLife
Guardian
We will handle the insurance billing process for you, ensuring that your claims are submitted accurately and promptly. If you have any questions about your insurance coverage, our knowledgeable staff is here to help you understand your benefits and provide estimates for your treatment costs.
Do You Take My Insurance?
We accept all PPO plans and are in-network with several major providers to maximize your benefits and minimize your out-of-pocket expenses. Not sure if we work with your plan? Fill out the form below and we will check for you!
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United Healthcare
TRICARE Dental Program (TDP)
United Healthcare Global (Inside U.S.)
United Healthcare Community Plan
United Concordia - Tricare Dental Plan
United Concordia - Federal Employees Program
UFT Welfare Fund
United Concordia (Encounters)
United Concordia - Dental Plus - PA Blue Shield
UniCare
United Concordia Companies, Inc.
Trigon - Blue Cross/Blue Shield of Virginia
Trigon - Blue Cross/Blue Shield of Colorado
Tricare Retiree Dental Program
Tricare Active Reservists
Standard Insurance Co. of New York
Sun Life Financial (United Concordia)
Skygen USA
Standard Insurance
SelectHealth
Securian/Patriot Dental
Securian Dental
Reliance Standard Life
Regence Blue Cross/Blue Shield of Oregon (out of State Providers)
Public Employee Health Program (PEHP)
Principal
PrimeWest
PrimeCare, Wisconsin State and Federal Employees and Medicaid
Physicians Mutual (Dental)
Oklahoma DRS Doc
Phoenix Health Plans (DentaQuest)
Medicaid of Wisconsin - DentaQuest
Molina
North Dakota Dental Service
Minnesota Blue Cross Dental (UCCI)
MetLife
Medicaid of Wisconsin, PrimeCare
Medicaid of Wisconsin, Humana / TDC
Medicaid of Washington
Medicaid of Virginia, HealthKeepers Plus
Medicaid of Texas - DentaQuest
Medicaid of Utah
Medicaid of Texas - MCNA
Medicaid of Tennessee, BlueCare
Medicaid of New York
Medicaid of Indiana
Medicaid of Minnesota
Medicaid of Michigan
Medicaid of Connecticut
Medicaid of Alabama
HealthScope Benefits
Level
Managed DentalGuard
Managed Care of North America, Inc. (MCNA)
International Brotherhood of Electrical Workers (IBEW), Local 38 Health & Welfare Fund
Indiana/Kentucky/Ohio Regional Council of Carpenters Welfare Fund
Humana Specialty Benefits State of Florida Dental
Humana Specialty Benefits Florida Healthy Kids Dental
Humana
Humana CompBenefits Federal Plan Dental
Hershey Healthsmile
Healthsource Provident
HealthScope Benefits (Tribute Health Plan)
HealthScope Benefits/ Morris Associates
HealthScope Benefits / EHC Repricing
HealthScope Benefits/ACPMO
HealthChoice Oklahoma
Healthcare Highways
HDS Medicaid
Hawaii Dental Service
Guardian Life Insurance Co. of America
Golden West Dental
Florida Combined Life (Dental)
First Reliance Standard
Empire Blue Cross/Blue Shield
Direct Dental Administrators, Inc.
Dental Guard Preferred
Deseret Mutual Benefit Administrators
DentaQuest - Government
DeltaCare USA - Encounters
Delta Dental - Tricare Retiree
Delta Dental of West Virginia
Delta Dental of Washington DC
Delta Dental of Virginia
Delta Dental of Washington
Delta Dental of Rhode Island
Delta Dental of Tennessee
Delta Dental of South Carolina
Delta Dental of Puerto Rico
Delta Dental of Pennsylvania
Delta Dental of Oklahoma
Delta Dental of Ohio
Delta Dental of North Dakota
Delta Dental of North Carolina
Delta Dental of Minnesota
Delta Dental of New York
Delta Dental of New Jersey
Delta Dental of New Mexico
Delta Dental of Nebraska
Delta Dental of Missouri
Mark B.
Danny V.
Hajra M.
Teresa S.
Jozette E.
James C.
Horizon W.
Patrick O.
Susan C.
Cassandra F.
Thressi G.
Taiho K.
Deonna L.
Mark S.
Sara E.
Ray V.
Tetyana V.
Kim C.
Edwin J.
Hilda L.
Eri O.
+
We've partnered with CareCredit to offer monthly financing for as low as
$0
Down Payment
0%
APR*
0
Hidden Fees
***Not all promotional financing options are available at all enrolled providers. Ask yours for details. Promotional financing options are not available at all retail locations that accept CareCredit and standard account terms will apply to such purchases.
Connect with Us
We'd love to provide you and your family with a better dental experience. Call (916) 860-7604 or schedule online to set up your visit. We'll be in touch soon.